Belle Chasse & The Parks of Plaquemines to See a Reduction in Flood Insurance Requirements

Once New FEMA Flood Maps Are Adopted, The Entire Subdivision of the Parks of Plaquemines Will Be Taken Completely Out of the Flood Zone, Insuring that New Homes Buyers & Our Residents Will Have the Lowest Flood Insurance Rates Possible!

Some greater New Orleans residents may soon see a decrease or complete removal of the flood insurance requirements on their insurance policies.  New maps published by FEMA in January, 2013, show that parts of Jefferson, St. Bernard, St. Charles, and Plaquemines Parishes have seen a lowering of Base Flood Elevations (BFE).  BFE is the elevation on the Flood Insurance Rate Map (FIRM) for Special Flood Hazard Areas.  The FIRM shows the water surface elevation which results from a flood and bases its Zones on the one percent chance of equaling or exceeding that water surface level in any given year. While southern Plaquemines Parish will experience an increase in BFE because parts of the parish are located outside of the new levee system, Belle Chasse is one area of Plaquemines Parish which will experience a significant reduction in or the total removal of flood insurance requirements for its residents.  With improvements to the Mississippi River levee, the BFE in Belle Chasse dropped from 1.5 feet above sea level to 0-3 feet below sea level.

Hearings, which will be held in most parishes and the city of New Orleans, began on February 28, 2013 in St. Bernard Parish between FEMA officials and its residents.  The purpose of these hearings is to allow residents to question and address the changes to the Flood Insurance Rate Map as well as the Zone locations.  After these meetings, FEMA will send the finalized Rate Maps to the parishes and cities.  These locales will then have 6 months to adopt the new maps.

Unlike lower Plaquemines Parish – Braithwaite – which will see elevation increase requirements of up to 7 feet, The Parks of Plaquemines is located within 2 major levee systems – the Federal Mississippi River Levee and the Gulf Intracoastal Waterway West Closure Complex, which is a system of floodgates, pumping and drainage, and an earthen levee.  This part of Belle Chasse in which The Parks of Plaquemines is located did not flood at all during Hurricanes Katrina and Isaac – 2 of the most impactful storms to hit the area south of New Orleans.

The reason that the Belle Chasse area is getting the good news of the reduction or removal of flood insurance is because of an agreement between the Army Corps of Engineers and FEMA after Hurricane Katrina.  The levee system that has been constructed in the Greater New Orleans area has been built, complete with new closing floodgates, with the parameters for a 100-year storm.  Because of this intense and productive work, their efforts have resulted in residents in The Parks of Plaquemines to not only “breathe easier” when it comes to the potential risk of flood damage to their homes, but also it is a financial savings by reducing the amount of flood insurance that is required to be purchased when buying a new home in our subdivision.  For more information about this announcement or to view the flood maps, click on the links below.

Plaquemines Parish Flood Map
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